What Happens if You Don’t Have Auto Insurance?


Last Updated on January 28, 2021

Cars have become the new human necessity. They are considered to be a determining factor of stability and comfort in one’s life. Moreover, it establishes a sort of reputation in society.

With the luxury that comes with a car these days, it is not just a mode of transport. The speed and comfort that cars provide these days make us liable to keep ourselves safe. Moreover, the expense, loan, and maintenance a middle-class person bears for a car make us legally and consciously bound to keep it safe and stay ready for some unforeseen mishappening.

It is legally mandatory to insure your vehicle as you are also liable for the lives of other people when you drive on the road. The cops hold special check-posts and insurance papers are expected to be in your vehicles at any point of time.

Perks of having a car insurance

As mentioned earlier, purchasing a car and maintaining it for years can be a huge expense for a person with an average income. Insurance comes as a smart option to plan for an undesired accident that may befall upon you. It can cover the damages of the car. In some cases, it might also cover the medical expenses of drivers or passengers.

Moreover, it is unlawful to not have insurance now as stated by the Indian government in the Road Traffic Act 1988. This might lead you to legal punishments in case you don’t follow it.

What if you don’t have car insurance?

Considering the exponential hike in the vehicular traffic and road accidents, the authorities are vigilant about the rules and regulations concerning traffic. Moreover, several governments have recently made the fines even more stringent in case of any sort of non-compliance with the regulations.

If you are caught by an authority with no car insurance papers, you would be imposed with heavy fines. You may as well receive six to eight penalty points on your license. It may even lead to the seizure of the vehicle or the license for a stipulated time period as decided by the authorities.

Common Pitfalls

Since insurance has an unexpected hike due to its legal and moral compulsion, insurance companies have also increased in big numbers. This has lead to the existence of a number of fake companies that dupe customers with fraudulent premiums. They bend the rules and regulations when you claim for your part and you are left with lawyers and tedious legal proceedings.

They may even lure you with special discounts. When it comes to discount, double-check so that you can be extremely vigilant of such renegades with picking car insurance.

Moreover, there have been cases where fake officials check for your papers and charge you in the name of fines and legal implications. People are not aware of such a threat due to the fear of being pulled up by an official. You should be having all the required papers and keep in consideration as to who you are showing them to.

Tags: 10 facts about car insurance about automobile insurance about car insurance coverage about motor insurance policy adequate auto insurance coverage advantages of having car insurance all about auto insurance all about car insurance am i required to have car insurance auto insurance bodily injury recommended auto insurance coverage auto insurance coverage advice auto insurance coverage recommendations auto insurance guidelines auto insurance importance auto insurance information facts auto insurance needs auto insurance vs car insurance auto policy coverage limits automobile coverage average car insurance coverage amounts benefits of auto insurance benefits of having your own car insurance benefits of vehicle insurance best auto insurance coverage options car coverage car insurance coverage car insurance coverage amounts car insurance coverage options car insurance covers what car insurance explained car insurance facts car insurance info car insurance information car insurance liability options car insurance needed car insurance needs car insurance policy car insurance policy coverage car insurance policy limits car insurance should be optional car insurance what coverage do i need car insurance what do you need car insurance what to know common auto insurance coverage different levels of auto insurance different levels of car insurance do i have car insurance do i have to get car insurance do i have to have car insurance do i need car insurance do we need car insurance do you have to buy car insurance do you have to get car insurance do you have to have car insurance do you have to insure your car do you have to pay car insurance do you have to pay for car insurance do you need bodily injury insurance do you need car insurance do you need insurance on a car do you need to have car insurance does a car have to have insurance does car insurance everything about car insurance everything to know about car insurance functions of auto insurance good car insurance coverage highest car insurance coverage his car insurance how do i know what my car insurance covers how does car insurance how does motor insurance work how many car insurance policies can i have how much auto insurance should i buy how much auto liability insurance is enough how much car insurance coverage is recommended how much car insurance should i buy how much coverage for auto insurance how much coverage for car insurance how to choose auto insurance coverage limits how to know my car insurance company insurance coverage amount insurance coverages insurance coverages auto is car insurance a legal requirement is car insurance mandatory is car insurance required is having car insurance a law is insurance necessary for car know about car insurance most common auto insurance coverage most common bodily injury coverage most important car insurance coverage motor car insurance policy motor vehicle insurance policy need for automobile insurance need for car insurance need of general insurance new car insurance requirements normal insurance coverage optimal car insurance coverage personal car insurance coverage purpose of vehicle insurance reasons for compulsory insurance reasons to have car insurance recommended insurance coverage for new car things to know about auto insurance things to know about car insurance top 10 reasons you need car insurance use of car insurance what are the benefits of car insurance what auto insurance what auto insurance coverage should i get what car insurance coverage should i get what car insurance should i get what car insurance should i have what do you need for car insurance what does car insurance look like what does vehicle insurance look like what information do i need to insure a car what insurance coverage do i need for a new car what is auto insurance what is auto insurance for what is car insurance what is important in car insurance what is motor car insurance what is motor insurance what is standard car insurance what is the main purpose of automobile insurance what is the point of car insurance what is the purpose of auto insurance what kind of auto insurance coverage should i have what to know about auto insurance what’s needed to get car insurance what’s the point of car insurance whats car insurance when do you need car insurance when to use car insurance who needs auto insurance and why why auto insurance why do i have to have car insurance why do i need insurance for my car why do we need auto insurance why do you need automobile insurance why do you need insurance why do you need insurance to drive why general insurance is important why is car insurance important why is car insurance necessary why is insurance mandatory for vehicles why is insurance required why is it important to have auto insurance why is it important to have car insurance

Click here for Source

Yorum Yaz

Your email address will not be published.